It’s no secret that inflation and mortgage rates are soaring, but locking in a favorable rate can help you make your dreams of homeownership a reality before prices increase further. When you lock in your rate, your monthly payment won’t rise, and unlike renting, you’ll begin to grow your investment through home equity.

At Homes Built For America, we strive to create attainable homeownership opportunities, so we’re here to ARM you with competitive prices and historically low rates!

the Rate Protection Toolkit:


Rate Shield

Our exclusive Rate Shield Program lets you lock in your rate for seven years. We’ll protect your rate for the life of the loan program.


Price Smasher

Homes Built for America is committed to making housing attainable with our included standard features and competitive pricing.


Fear Stopper

Our goal is to ensure you are making the right decision for your personal situation. We’ve teamed up with our premiere lenders to get you the best deal available.

With the Homes Built For America Market Toolkit, you can experience payments as low as $3,656!*

No Incentives$20k Towards Reducing Price$20k Towards Rate Buydown
Purchase Price:$889,000$869,000$889,000
Down Payment:20.0%20.0%20.0%
Loan Amount:$711,200$695,200$711,200
Interest Rate:5.375%5.375%4.625%
Monthly Payment:$3,982$3,892$3,656
Monthly Savings:$0$89$325
Lifetime Savings:$0$32,256$117,346
No Incentives$20k Towards Reducing Price$20k Towards Rate Buydown
Purchase Price:$889,000$869,000$889,000
Down Payment:20.0%20.0%20.0%
Loan Amount:$711,200$695,200$711,200
Interest Rate:5.750%5.750%4.875%
Monthly Payment:$4,150$4,057$3,763
Monthly Savings:$0$93$386
Lifetime Savings:$0$33,613$139,190

Rates change and vary. Above table is only a sample of the type of rate and payment available. Speak with a lender to learn more about todays current rate and programs

Arm Yourself

Our ARM Programs are designed to make your dreams of homeownership a reality today!

  • Enjoy Lower Monthly payments:
    • • Rates as low as 4.625%!*
    • • As much as 2% lower than the current rate.
    • • If rates go down prior to the close, you have a 1-time float down to a lower rate.
  • More bang for your buck:
    • We're all trying to stretch our dollars a little further these days; a lower rate allows you to put more of your money towards the cost of your home rather than interest payments and afford something that may not have been available to you before.
  • Payments could go down over time:
    • Falling interest rates in the future
      mean a potentially lower payment after the initial period.

Understanding The Different Loan Programs Available to you

    • Traditional 30-year fixed Mortgages.
      • As the name suggests, this type of mortgage is paid off over 30 years, and the interest rate never changes unless you refinance, of course. This is the most popular type of mortgage.
      • As the name indicates, an adjustable-rate mortgage or ARM is a home loan that allows the interest rate to adjust over time. This means you can lock in your starting interest rate for a period of time, and in the case of the 7/1 ARM, that period is seven years. With a 7/1 ARM, the 7 in 7/1 means your mortgage rate stays fixed for seven years
    • Can I refinance a 7-year ARM in the future?
      • YES! If you decide to refinance In the future, our team of experts is here to help you every step of the way.

Buying a home is an investment in yourself and your future. Homes Built For America is here with the opportunity to make your dreams of homeownership a reality today.

Unlock My Toolkit Now

MSP - Rate Shield
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

DRE # 01248166. The materials included on this website are informational only and do not constitute an offer to build or sell. Borrowers must close within 180 days of rate lock to qualify. All home features, pricing, payments and plans are subject to change without notice. Payments and rates are not guaranteed and subject to qualification. Pricing does not include options, material and labor pricing changes, lot premiums or other add-ons. All square footages and measurements are approximate and subject to change. Any photographs, maps or renderings reflect artists’ conceptions and are for illustrative purposes only and are not to scale. Community maps, illustrations, plans and/or amenity descriptions are subject to change. Photographs or renderings of people do not depict or indicate any preference regarding race, religion, gender, sexual orientation, disability, familial status, or national origin. Some amenities may not yet be constructed, and may not be constructed. Builder reserves the right to change the size, design, configuration and location of amenities not yet constructed and does not warrant the suitability for any use or for any person. Homes Built for America is following all CDC COVID-19 outdoor guidelines – masks are optional.

Online Concierge – available 7 days a week